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Operations

Idea Bank is a dynamically growing bank, innovative and competitive in the Polish market of financial services with its offer directed mainly to entrepreneurs.

Idea Bank was created to support entrepreneurs in fulfilling their dreams of own business. It started to operate under its current name in 2010, gradually creating complex capital group which offers innovative products and services, combining traditional banking with supporting services such as financial mediation, accounting services, factoring and leasing. Provision of such rich offer of products is possible thanks to both consistently carried strategy of organic development and acquisitions – in 2014 the Group acquired companies GetBack and Idea Money and completed one of the most significant transactions on the market - acquisition of VB Leasing Polska (now Idea Leasing & Fleet).

Idea Bank offers products to entrepreneurs and small businesses – groups which constitute attractive and growing market sector, underestimated by Polish commercial banks with more stable position in the market. The bank bases its operation on “Entrepreneur for Entrepreneurs” concept which allows offering products that meet clients’ needs and building long-term relationship with them. This approach has met with approval in the banking market, Polish edition of “Forbes” magazine recognized Idea Bank as the best bank for companies three years in the row: in 2011, 2012 and in 2013. You can find more about the awards received by Idea Bank Here.

Wide offer of products, innovative marketing and flexible and multichannel distribution network allow the Group to effectively reach its clients, both through call centers, as well as through the network of about 200 facilities in Poland. At the end of 2014 this network comprised 71 Idea Bank’s units, 63 Tax Care offices, 43 Idea Expert’s units, 10 Idea Leasing’s units and 13 units of Idea Leasing & Fleet. The group also offers its products through internet platform, and the number of clients who use this channel of distribution is steadily growing. In December 2014, 79% of deposits was made on-line, and 60% of working capital loans and 71% of factoring transactions was granted and made on-line or via mobile devices.